★★★★★ 5.0 on Google
Your Bathroom. Your Way.
With Payments That Fit Your Budget.
Serving Pierce, Thurston, Kitsap & South King Counties
Start with a free in-home estimate from Epic Remodeling. We’ll discuss your bathroom plans and financing options through Hearth, a service that connects homeowners with lenders.
- Check options—no credit score impact
- Credit scores as low as 550 considered
- No prepayment penalties on Hearth personal loans
Subject to lender approval. Rates and terms vary. A later lender application may affect your credit score.
★★★★★ 5.0 on Angi
Request Your Free Estimate
Tell us how to reach you. We’ll call to answer questions and schedule your free in-home estimate.
Free estimate. No obligation.
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WA License #EPICRRI741J2 • Bonded • Insured to $2 Million
BUSINESS
★★★★★ 5.0 on Google
Your Bathroom. Your Way.
With Payments That Fit Your Budget.
Serving Pierce, Thurston, Kitsap & South King Counties
Start with a free in-home estimate from Epic Remodeling. We’ll discuss your bathroom plans and financing options through Hearth, a service that connects homeowners with lenders.
- Check options—no credit score impact
- Credit scores as low as 550 considered
- No prepayment penalties on Hearth personal loans
Subject to lender approval. Rates and terms vary. A later lender application may affect your credit score.
Free Estimate. No Obligation.
Your information stays private. No spam. Privacy Policy
WA License #EPICRRI741J2 • Bonded • Insured to $2 Million
BUSINESS
★★★★★ 5.0 on Angi
What could financing a $23,000 bathroom look like?
- Typical Epic bathroom remodels: $18,000–$28,000.
- Examples below: $23,000 financed—the midpoint.
- Compare monthly payments and total borrowing costs.
- Less-than-perfect credit? Hearth lenders consider scores as low as 550.
- Your profile affects rates and terms; approval isn’t guaranteed.
5 years · 60 months
/ month, approximately
| Amount financed | $23,000 |
|---|---|
| Annual percentage rate (APR) | 7.99% |
| Monthly payments | 60 |
| Estimated total interest | $4,975 |
| Estimated total repayment | $27,975 |
Illustration only. Assumes no down payment and no additional fees.
7 years · 84 months
/ month, approximately
| Amount financed | $23,000 |
|---|---|
| Annual percentage rate (APR) | 8.49% |
| Monthly payments | 84 |
| Estimated total interest | $7,586 |
| Estimated total repayment | $30,586 |
Illustration only. Assumes no down payment and no additional fees.
10 years · 120 months
/ month, approximately
| Amount financed | $23,000 |
|---|---|
| Annual percentage rate (APR) | 8.99% |
| Monthly payments | 120 |
| Estimated total interest | $11,948 |
| Estimated total repayment | $34,948 |
Illustration only. Assumes no down payment and no additional fees.
About these payment examples
Illustrations only—not confirmed offers. Epic is not the lender.
- $23,000 financed; fixed interest rate = APR shown; no fees or down payment assumed.
- Monthly payments start one month after funding and continue for the full term.
- Rounded totals; final payment may vary. Taxes, extras or fees can raise payments. Remodeling deposit still applies.
- Excellent-credit examples. Actual terms depend on lender and borrower; approval isn’t guaranteed. Review your offer for fees and total cost.
Compare total repayment—lower payments can mean more interest.
Know the terms before you decide.
Tap a question to learn more about credit checks, repayment, and exploring financing during your appointment.
How does financing through Hearth work?
Hearth connects homeowners with participating third-party lenders. Epic Remodeling is your remodeling contractor, not the lender. Hearth does not make loans or credit decisions.
Lenders make all credit decisions and determine approval, APR, loan amount, fees, repayment terms, and monthly payments. Financing is optional and subject to lender approval.
Can I qualify with less-than-perfect credit?
You may still have options. Hearth works with lenders that consider credit scores as low as 550. Your credit profile and the lender’s requirements affect your available APR, loan amount, repayment term, and monthly payment. Approval is not guaranteed.
The sample rates above illustrate excellent-credit scenarios; excellent credit is not required to explore other options. Those sample rates may not be available to you.
Will checking options affect my credit score?
Hearth’s initial prequalification uses a soft credit inquiry that does not affect your credit score. Applying with a lender may result in a hard inquiry that can affect it. Prequalification is not final approval.
Requesting a remodeling estimate from Epic does not submit a financing application or authorize a credit inquiry.
Are the example rates and payments guaranteed?
No. These are illustrative financing examples, not rates or financing offers from Epic Remodeling. The example rates and terms have not been confirmed as available lender offers.
Approval, loan amount, APR, fees, and repayment terms depend on the lender and your financial profile. Excellent credit alone does not guarantee these example rates. You may receive different terms or no offer.
Can I pay off my loan early?
Hearth states that personal loans obtained through its platform have no prepayment penalties. Paying principal sooner may reduce future interest. Review your lender’s agreement for payment instructions, fees, and the final payoff amount.
What fees and repayment costs should I review?
Compare the APR, loan fees, amount you actually receive, monthly payment, number of payments, and total repayment. Review the payment schedule and consequences of late or missed payments before accepting an offer.
These examples assume no loan fees. Your actual offer may include lender fees. Sales tax, added work, or financed fees may increase your payment and total repayment.
A smaller monthly payment can mean more interest over time. These examples are installment loans, not 0% or deferred-interest promotions. Other products may have different terms or require collateral.
Does financing change my remodeling deposit or contract?
No. The example project amounts are not a remodeling quote. Your written estimate and remodeling contract set the project price, scope, deposit, and payment schedule. Financing is optional and does not change those obligations.
The example calculations do not assume a separate cash contribution toward the $23,000 loan amount, but they do not waive any deposit required by your remodeling contract. Your loan agreement is a separate agreement with a lender.
How do I explore my options during the estimate?
Call, email, or fill out the estimate form to schedule your free in-home appointment. We’ll review your bathroom remodeling goals, discuss your selections, and provide a written price for your project.
During the appointment, we can send you a link to complete Hearth’s quick prequalification process on your own device. You may see preliminary financing options in about two minutes, without affecting your credit score—allowing us to discuss potential monthly payments and repayment terms while we’re together.
Prequalification is not final loan approval. Available options, timing, and final approval depend on the lender and your qualifications.
See what could work for your project.
Your free in-home estimate with Epic includes:
- Discuss your bathroom plans and selections.
- Get a written remodeling price.
- Explore financing and potential monthly payments with Epic.
Optional Hearth prequalification may show options in about two minutes without affecting your credit score. Timing varies; prequalification is not final approval.
Estimate requests aren’t loan applications or credit authorizations. Hearth and lender privacy terms apply to information submitted through their services. Questions? Email Epic.
Verified Reviews From Local Homeowners
5-star reviews on Google and Angi.
★★★★★ 5.0
“My grandma had Epic Remodeling redo both her upstairs and downstairs bathrooms, and they did a really good job. … The workers were nice and kept everything pretty clean while they were working.”
Landon B. • Tacoma
★★★★★ 5.0
“From the first consultation to the final walkthrough, the communication was outstanding. … The crew showed up when they said they would, and the craftsmanship exceeded our expectations.”
Ian W. • Federal Way
★★★★★ 5.0
“The entire team was professional, friendly, and great to work with from start to finish. They completed the project faster than expected.”
Dave R. • Olympia
Bathroom Remodeling Services
Complete remodels, custom showers, tub-to-shower conversions, and accessible bathroom upgrades.
Complete Bathroom Remodels
Shower or tub, vanity, flooring, lighting, fixtures, and storage—all coordinated by one team.Full-service remodeling, start to finish.
Custom Shower Remodels
Custom tile, proven waterproofing, frameless glass, niches, benches, and premium fixtures.Custom tile · waterproofing · frameless glass
Tub-to-Shower Conversions
Replace an unused tub with a comfortable, lower-entry shower designed for your space.Comfortable, lower-entry shower conversions.
Accessible Bathroom Remodels
Low-entry showers, built-in seating, handheld fixtures, and layouts designed for easier daily use.Low-entry showers · seating · grab bars
Bathroom Remodeling Service Areas
Epic Remodeling serves homeowners across the South Sound, including communities in Pierce County, South King County, Kitsap County, and Thurston County.
Also serving nearby communities throughout the South Sound.
Not sure if we serve your area? (253) 377-5448 or request a free in-home estimate.
Design Your Bathroom With Confidence
We help you plan the layout and project scope, then you visit trusted local supplier showrooms to compare and select materials in person. You choose what fits your style and budget, and our team coordinates those selections before construction begins.
✓ Layout and storage planning with our team
✓ Material selections at trusted local showrooms
✓ No preset packages—you control style and cost
✓ Selections coordinated before construction
How Your Bathroom Remodel Works
Four simple steps from first call to final walkthrough.
Tell Us About Your Project
Call or send the short form to share your goals.
Meet at Your Home
We review your space, priorities, and options.
Review Scope & Selections
Confirm scope, selections, schedule, and pricing.
Construction & Final Walkthrough
We complete your remodel and keep you informed.
3-Year Labor Warranty
Most contractors warranty their labor for just one year. We protect our workmanship for three.
Your bathroom remodel is backed by Epic Remodeling for added protection and peace of mind after completion.
✓ 3 full years of labor warranty protection
✓ Workmanship backed after project completion
✓ Direct local support if an issue arises
✓ Manufacturer warranties, including lifetime coverage on select products
Bathroom Remodeling Questions, Answered
Answers about our team, material selections, and planning your bathroom remodel.
Are you a licensed bathroom contractor?
Yes. Epic Remodeling is a licensed Washington general contractor, WA #EPICRRI741J2, and is bonded and insured to $2,000,000.
Does Epic Remodeling use subcontractors?
No. Your bathroom remodel is completed by Epic Remodeling’s in-house crews. Keeping every trade under one company gives us direct control over scheduling, communication, workmanship, and accountability. It also eliminates additional layers of subcontractor markup, helping us provide better quality at more competitive pricing.
Do you help with design and material selections?
Yes. We help you plan the layout, storage, and practical details for your bathroom. For materials, you visit trusted local supplier showrooms where you can compare and select tile, fixtures, vanities, and finishes in person. You choose what fits your style and budget, and we coordinate those selections with the project before construction begins.
Who works on my bathroom remodeling project?
You’ll work with one local Epic Remodeling team from planning through construction, including scheduling, materials, installation, cleanup, and the final walkthrough.
How long does a bathroom remodel take?
Timelines vary by scope, material availability, layout changes, permits, and site conditions. Before construction begins, we review a project-specific schedule with you.
How do I get a bathroom contractor estimate?
Submit the short form or call (253) 377-5448. We’ll answer your first questions and schedule a free in-home estimate.
Let’s Talk About Your Bathroom and Financing Options
Request a free in-home estimate to review your bathroom project, get clear pricing, and discuss how to explore financing options.
✓ Review your bathroom project and written estimate
✓ Discuss monthly payment options at your appointment
✓ Compare repayment periods and total financing costs
✓ Financing decisions stay with you and the lender
Get Your Free In-Home Estimate
Share your contact information. We’ll call to answer questions and schedule your free in-home estimate.
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